I can’t believe its December already…where does the time go? Anyway… You long time readers out there will recall that I’m charting my family’s monthly expenses in an effort to see where our money is really being spent. Below are the...
Happy Thanksgiving Everybody! And welcome to the official start of the holiday shopping season. Back when I shared my Christmas budget, I said I’d revisit the idea of whether or not Christmas is becoming too commercialized or not. Well it’s your...
Here is the latest installment of my family’s monthly expenses. Below are the results from October: $830.00 – Mortgage $771.00 – Daycare $675.00 – Life Insurance $499.75 – Groceries $170.00 – PPST Test (for school) $159.68 – Utilities (water, sewer, &...
My wife love lists. She’s always making them: Grocery Lists To-Do Lists Christmas Lists You name it and she’ll make a list. She starts her week by making a list of projects that need to get done. Usually her lists are quite...
When I look at both Obama and McCain and compare them to common sense personal finance, I realize that both candidates are the same. Neither of them get it. Both candidates have plans that are so far away from fiscal responsibility...
You loyal readers out there will recall that I’m charting my family’s monthly expenses in an effort to see where our money is really being spent. Below are the results from August: $830.00 – Daycare $830.00 – Mortgage $540.99 – Medical...
The other day when I was prepping for a fantasy football draft, I stumbled upon a video at Yahoo that covered a family who spent only cash for one month. According to the story they saved $1800 (24%) compared to what...
I am often asked how much people should be spending on given categories in their spending plan. Here is the link to Crown Financial’s Budget Calculator which let’s you put in your salary and taxes and will quickly break your pay...
As you will recall I laid out my family’s monthly budget in my Nitty Gritty post and promised to track my expenses for the month so we could actually see how our money is spent. Without further ado…here are the results...
Slashing the budget is one of the first tasks people usually tackle after they decide they want to get out out of debt. It is often a frustrating task, because of the stress of the debt and the lack of perspective...