I talk often about the benefits of paying cash and the credit card premium, but just recently The Rockette received a first hand lesson about how paying cash can save you money. The Rock Garden had to hire a new babysitter...
Or maybe how large a car payment can I handle? Every were you turn online calculators and salesman are always telling us the maximum we can spend on any given purchase. It’s the wrong question! So you can afford a $200,000...
I have a small confession that I need to make. We spent almost $50 this month on Easter supplies and candy. That was just for our 2 year old, since the 2 month old isn’t old enough to partake. Some of...
Think back. What are your fondest memories in life? One of my best was a 9 day white water rafting, hiking, and outdoor adventure down the Grand Canyon with my mom. A few other that come to mind are building snow...
Somewhere while I was digging out from $70,000 in debt, I learned that you had to be able to save and actually pay cash for purchases in order to avoid debt. Growing up this was not something that had been instilled...
Time to clean house. I have been carrying this dirty laundry around, since August. In July I started an all cash experiment to test the Dave Ramsey argument that you can save 12-18% just by spending cash. View the cash only...
Consumers planned holiday-related spending increased to $923.36†in 2007. Gift card spending alone was 24 billion dollars last year while the national spending average rises about 4.76% year after year. The money that gets tossed around on Christmas is staggering. Debt ...
Sometimes changing the criteria by which we assess the cast of a purchase can save us a lot of money. I like to use the trick of calculating the ‘Cost Per’ to see how much something will really cost. My favorite...
Often, a huge part of getting out debt and achieving financial security is removing the option of purchasing with payments and credit from our brains. See, payments set you up to stay in debt and spend more then you can afford....
The reason they call it personal finance is because there aren’t any right answers. That’s right, no right answers. If there were right answers, we could call it something like personal financial decision science. Everyone would be doing the same 20...
