I mentioned last year that against my frugal intuition I shelled out the big bucks to hire a CPA to do my taxes. I wanted to follow that post up and share my insight after another year of experience and knowledge...
After two months of procrastination, I finally called Chase to ask that they fully remove any finance charges related to my first time late payment offense. Did I ever mention that I hate making phone calls even if it is just...
Blasphemy, I know…but it is true. I am not talking about some calculation that I do in me head that says doing X isn’t worth the time for the money, but about blatant laziness or avoidance. Sometimes when certain moods strike...
I mentioned a few weeks that I wanted to further simplify my financial system and closing extra accounts is a big part of that. Well…I closed my NJM Bank Checking account. I have been putting this off for about a year,...
APR and APY. I know that I have had to look up the difference more than once in my life. It is one of those facts that is easy to understand, but they easy to forget. The numbers are usually similar,...
I have admitted it before, The Rockette have never lived on a formal budget. The closest we come to real budgeting is what I label retroactive budgeting. This is when you come up with reasonable spending amount for the different categories...
Recently I recieved a copy of The Quiet Millionaire: A Guide for Accumulating and Keeping Your Wealth by Brett Wilder from a publicist. I jumped at the chance to read a new finance book, and bring the review to The Happy...
What often happens in marriages with combined finances is that one person will assume control the finances. They pay the bills, watch the accounts, and retain all of the money know how. In our family that is me. Being the analytical...
I cleared a hurdle I had been putting off for about three weeks now; I spent about two hours tonight bringing my Microsoft Money records back up to date. It was two hours I didn’t have, but two hours that were...
For just under a year we have been saving to fund our emergency fund. During that period our finances have been on auto pilot. Monthly budget meetings were taking five minutes, and there weren’t many decisions that needed to be made....