I can’t believe its December already…where does the time go? Anyway… You long time readers out there will recall that I’m charting my family’s monthly expenses in an effort to see where our money is really being spent. Below are the...
Putting debt on a 0% credit card or rolling high interest debt into a home equity line of credit may help save you money in the short term, but it is only addressing the symptom. The symptom is the debt; the...
I have stated before that I am huge Dave Ramsey fan. I think his approach to debt destruction is the simpliest and most straightforward approach. It has broad application across all income levels and focuses on motivating people and changing their...
Here is the latest installment of my family’s monthly expenses. Below are the results from October: $830.00 – Mortgage $771.00 – Daycare $675.00 – Life Insurance $499.75 – Groceries $170.00 – PPST Test (for school) $159.68 – Utilities (water, sewer, &...
Over the past holiday weekend my family stopped by my wife’s parents house for a quick visit. We had a dinner and were able to catch up a little. One of the things that was brought up was that the neighbor...
I received a ton of good comments on my last post about my bailout option. They were loaded with valuable input. I am constantly thankful for how nice it is to have such a knowledgeable and sharing group to ask these...
When I look at both Obama and McCain and compare them to common sense personal finance, I realize that both candidates are the same. Neither of them get it. Both candidates have plans that are so far away from fiscal responsibility...
Another page has been added to our selling the van story. You long time readers can skip ahead, but if you want to catch up here is the first part, and here is the second part. Now for the third installment...
Welcome to the 160th Carnival of Debt Reduction. This particular collection of posts related to debt reduction is dedicated to $700 billion bailout plan passed by the US government. The dedication isn’t because the bill is a great piece of government...
Nothing. Ok, nothing is a exaggeration, but it drives home the point that nothing has changed from a personal perspective. The principles remain the same after after a horrid financial day as they were on Sunday when things weren’t this bad. ...
