With mortgage interest rates at amazing lows, I (Ed) figured now is the time for 15 year fixed rate refinance: I have a 30 year fixed rate mortgage with about 23 years and ~$156,000 left. With the 15 year fixed...
I think we finally have a buyer lined up for our condo which went on the market about 11 months ago. We originally listed our 2 bedroom 1 bath 950 sqft condo at $169,000 but settled $20,000 less than that at...
If you were wondering when the New Jersey(NJ) 2008 Homestead Rebate application is due or if you are eligible for the property tax rebate you came to the right place. The deadline for filling the NJ Homestead rebate is September 1st...
Quality home photos wasn’t something that we gave much thought to when we were signing our first selling real estate agent, but it is something that we are keenly aware of now. Our house has been on the market for over...
Predatory lending, dramatic home price increases, irresponsible lending, irresponsible borrowing, and the current economic climate is making foreclosures more common than ever. Often people just walk away from their homes and let the banks easily assume control, but here is a...
The Rock Garden has been planning a move back to Pennsylvania for a long time now and the wheels are finally in motion. The logistics of trying to sell our house, buy a new house, and deal with changing both our...
I live in an old home. It’s in the historic district of my town. In fact, when we converted it from a duplex back to a single family home, it was front-page news (tells you a lot about my town). Another...
The original filing deadline for the New Jersey(NJ) 2007 Homestead Tax Rebate was on Friday August 15th. Fortunately New Jersey extended the Homestead Rebate filing deadline until October 31st 2008 for those that missed it.(1) Homeowners who owned a house in New Jersey...
First things first, making bi-monthly payments on your mortgage WILL cut your mortgage repayment time down significantly. Using bi-monthly payments on a $200,000 mortgage at 6.0% you will have the mortgage paid off 6 years early and save about $50,000 in...
Our culture constantly bombards us with the message that home ownership is the pinnacle of financial maturity and success. The problem is that there are a lot of factors and costs that are hard to anticipate as a renter. Don’t get...