Debt is a prison and you don’t get out of jail until your creditors are paid off. Even if you don’t feel like you are in prison debt still narrows your range of choices and options. You may be just to...
“I can pay all my bills each month, I am doing well.” In a world of leased BMWs, credit cards galore, no interest credit offers, and high standards of living, what does it really mean to ‘live within your means’? We...
Putting debt on a 0% credit card or rolling high interest debt into a home equity line of credit may help save you money in the short term, but it is only addressing the symptom. The symptom is the debt; the...
Over the past holiday weekend my family stopped by my wife’s parents house for a quick visit. We had a dinner and were able to catch up a little. One of the things that was brought up was that the neighbor...
First it was Netflix, now it’s the van. I’ve been putting off writing this post for about a month. It has been about that long since we’ve decided that selling our van would be in our best interest (financially speaking). I...
No, not through Napster or some other torrent, but through the unique site Snag Films. The current offer over 300 independent documentaries for absolutely nothing. They have quite a few quality films on there, so be sure to check it out...
Just like most of you, I peruse a lot of personal finance blogs. Today I came across one that posed an idea that got me thinking. Not Made of Money posted a nice piece about not buying stuff with a payment...
Like most things in life financial maturity is a journey not a destination. If we are open we will keep changing and broadening our perspective. Recently this has taken the form of questioning my definition of the purpose of money. I...
I bet lots of you have read Robert Kiyosaki’s, “Rich Dad, Poor Dad” where he talks about the different ways his father and a friend’s father taught him about money. When looking back at my own life I see that I...
In part of the interview process I went through to get this cushy gig, I remember being asked what I thought of Dave Ramsey. I had to admit that I heard of him, but that I didn’t really know much about...